Built for underwriters.
Same shape. Different slice.
Brokers submit. Underwriters bind. MGAs meter. Carriers monitor. Reinsurers cede. Compliance audits. Vortic gives each persona the slice of the shared record that matches their job — and the same audit chain underneath.
Same submission. Six slices.
The submission a broker sends is the same one the underwriter binds, the MGA meters, the carrier monitors, the reinsurer cedes, and the compliance reviewer audits. One record. Six different views over it. Click any persona to see their slice.
Eight tools, ninety minutes. Or one surface, thirty seconds.
Same broker submission. Two timelines. Vortic compresses the loop without removing a single audit step — every tool above is replaced by a cited agent below.
- 0:00Broker email arrivesOutlook
- 0:08Save attachments locallyFile explorer
- 0:18Lookup ZIP for flood zoneFEMA portal
- 0:32Pull insured firmographicsD&B
- 0:46Run sanctions screeningOFAC site
- 1:05Compute rate from bookExcel rate sheet
- 1:22Cross-check treaty utilizationReins. spreadsheet
- 1:30Draft + format the memoWord + PDF
- 0:00Broker email arrivesinbox-router
- 0:0414 fields parsed · validatedparse
- 0:06Risk scored · 0.34 lowrisk
- 0:08FEMA Zone X · citedflood
- 0:10$4,840 · LR target 58%pricing
- 0:12OFAC/State/UN clearcompliance
- 0:14Treaty 11.4% / 20% headroomtreaty
- 0:23Memo cited and signedmemo
- 0:31BIND · webhook fired · sealedbroker
What each role actually gets.
Bind in under a minute, keep full judgment.
- Structured submission parse with cited memo output
- Auto / Copilot / Full Review modes with bind gate
- Portfolio and treaty checks before decision commit
Why a single shared record matters.
The reason underwriters spend 60–80% of their day in non-judgment work is because submissions live in eight tools and the audit trail is reconstructed from memory. Vortic flips it: one record, six aperture-shifted views over it, and an audit chain that updates in real time. The judgment minutes go back to the underwriter.
Insurance AI Solutions for Carrier Underwriters, MGAs, Brokers, and Reinsurers
Vortic provides role-specific operating surfaces on top of one shared submission record. P&C carrier underwriters surface concentration pre-bind and run CAT response in minutes; MGAs accelerate quote-to-bind with consistent rationale; brokers get clearer turnaround; reinsurers track treaty utilization with better timing and context.
- Carrier UW workflows: portfolio concentration pre-bind, CAT live response, NAIC + state DOI audit pack.
- MGA, program administrator and coverholder workflows for faster quote-to-bind with consistent rationale quality.
- Broker communication outputs with explainable terms, conditions, and decline rationale.
- Reinsurance and compliance views with decision lineage for post-bind review and reporting.
Six roles. One source of truth.
Spin up a workspace, drop in a submission, and watch every persona’s slice update against the same record. The audit row updates once. Everyone reads it.