Trusted by forward-thinking MGAs
Coastal Shield MGAAtlas Professional LinesSummit E&S UnderwritersMeridian Binding AuthorityApex Commercial Programs
$0.0B+
Premium analyzed
0+
Submissions processed
0%
Faster bind times
SOC 2 Type II
GDPR
PII Redacted
◑ Data fabric

Every signal, wired in.

Orb's data fabric connects to public and commercial sources so every analysis is grounded in real data — not guesswork.

FEM
FEMA
NWS
NOAA / NWS
OFC
OFAC
SEC
SEC EDGAR
D&B
D&B
ISO
Verisk / ISO
OPS
OpenSanctions
WKD
Wikidata
+
Your custom sources via API
◑ Go deeper

Everything you need to evaluate Vortic

Share these pages with colleagues—platform capabilities, persona-specific outcomes, credit economics, and practical writing on shipping agentic underwriting in production.

Platform capabilities

Command Center, Run Pipeline, Agent Studio, data fabric connectors, credits ledger, and audit trail—everything that ships today for production underwriting teams.

Explore platform

Solutions by role

Narratives for underwriters, MGAs and coverholders, brokers, carriers, reinsurers, and compliance—the outcomes each persona measures on bind speed and audit readiness.

See solutions

Book a demo

Pay-as-you-go credits with transparent per-agent metering. Understand full pipeline cost before you run—and compare to legacy underwriting stacks.

View pricing

Guides and engineering notes

Long-form writing on agentic underwriting, operating cadence, OpenRouter at scale, and how regulated teams ship AI without losing the audit trail.

Read the blog
◑ See it in action

The full pipeline, in 75 seconds.

<30s
Average analysis time
9
Specialist agents per submission
100%
Submissions fully analysed
24h
SLA tracking built in

From inbox to decision in 30 seconds.

The pipeline runs automatically the moment a submission arrives. No configuration. No manual triggers. Every agent completes its analysis independently, then synthesises a decision memo.

app.orb.ai / queue
SUBMISSION
STATUS
TSI
SLA
ACTION
HOT
SeaBreeze Hospitality Group Inc
New
$34.5M
4h left
WARM
Lone Star Auto Parts Distribution
In Progress
$12.4M
18h left
Tri-State Precision Metal Works
New
$18.7M
21h left

Built for the decisions that matter.

Risk & exposure intelligence

Automatic classification of construction type, occupancy, location, and CAT peril exposure. HVHZ, FEMA zones, NHC tracking — all in the pipeline.

9
Agents per submission

SLA management

Every submission tracked against a 24-hour decision clock. Colour-coded urgency, escalation alerts, and overdue flags for high-value risks.

0
Submissions lost to inbox

Portfolio guardrails

Live concentration monitoring against your treaty limits. Every new submission checked for single-risk, postcode, and LOB accumulation before you bind.

20%
Typical cycle time reduction

Compliance automation

Flat roof sub-limits, Citizens market eligibility, E&S placement eligibility, workers' comp state rules — checked automatically on every submission.

Data fabric integrations

Connect your broker portals, FEMA/NOAA cat data, RMS/AIR cat models, credit-watch APIs, NAIC and state DOI feeds, plus Lloyd's central data for UK risks. One pipeline. All signals.

Institutional memory

Your appetite decisions, rationale, and precedents captured permanently. Every underwriter decision fed back into the model — your expertise, made permanent.

◑ Interactive walkthrough

From submission to bind.
In under 30 seconds.

Walk through the four stages of the Vortic pipeline. Click to advance.

All submissions in one view. Zero inbox triage.

Submission queue

Every broker submission arrives in a single prioritised queue. SLA clocks tick, urgency scores surface automatically — nothing falls through the cracks.

app.orb.ai / queue
HOT
SeaBreeze Hospitality Group
$34.5M
WARM
Lone Star Auto Parts Dist.
$12.4M
Tri-State Precision Metals
$18.7M
◑ ROI Calculator

See your return before you commit

Adjust the inputs to match your team — we'll show you exactly what you save.

Your current workflow

250
502,000
45 min
15 min90 min
$85
$40$150
58%
30%80%
Annual savings with Orb
$185,850
per year, based on 3,000 submissions
1,980h
Hours reclaimed / yr
$1.80
Orb cost per sub
Cost itemManualWith Orb
Cost per submission$63.75$1.80
Annual labor cost$191,250$5,400
Analysis time45 min<30 sec
◑ Case studies

Real teams, measurable outcomes.

All case studies
CR
Coastal Risk MGA
E&S PropertyGulf Coast & Atlantic, USA
Orb gave us back the time we were losing to manual parsing. We went from spending 45 minutes per submission to under three minutes — and the quality of the m…
Head of Underwriting, Coastal Risk MGA
3 min
Submission-to-decision
4,200+
Annual submissions processed
+12%
Bind rate improvement
Read case study
AP
Atlas Professional Lines
D&O / E&ONortheast USA
We write complex D&O and E&O risks where a missed detail — a securities claim exclusion, an SEC investigation — can blow your loss ratio. Orb catches the thi…
Chief Underwriting Officer, Atlas Professional Lines
6 pts
Loss ratio improvement
94%
Compliance flags caught
×2.3
Underwriter capacity
Read case study
NA
North Atlantic Specialty Insurance
Commercial property + inland marineUS Northeast (NY / NJ / PA / MA), multi-state
We expected an underwriting copilot. We got a portfolio surface. Concentration on every bind, CAT response in minutes, NAIC review pack one click away — Vort…
Director of Underwriting, North Atlantic Specialty Insurance
31%
UW capacity unlock
$14M
CAT cap save
18 min
CAT response time
Read case study
◑ Onboarding

14 days to production.

No lengthy implementation. No consultants. From first submission to full team go-live in two weeks.

Day 1
Connect & configure
Plug in your broker portal or email feed. Set your appetite rules, SLA clocks, and treaty limits. First submissions processed within hours.
Day 3
Pipeline tuning
Review the first batch of AI memos with your team. Calibrate risk thresholds, adjust agent priorities, and refine output formatting to match your house style.
Day 7
Full team onboard
Every underwriter is live in the Command Center. SLA tracking, bind/decline/refer workflows, and the audit trail are all running. No manual steps remain.
Day 10
Data fabric live
Custom data connectors active — your internal ratings, portfolio exposure feeds, and any specialist third-party sources wired into the pipeline.
Go Live
Production confidence
Full pipeline in production. Every submission analysed, every decision cited, every SLA tracked. Your team focuses on risk quality — Orb handles the rest.
Why Vortic

Three things you cannot do with a spreadsheet.

Decisions in 30 seconds

Nine specialist agents fan out in parallel on every submission. Parse, risk, flood, pricing, compliance, treaty, portfolio, memo. You get a structured decision memo before the broker has refreshed their inbox.

Three views, one source of truth

Command Center is your daily view — what needs you today. Workbench is your detailed view — case files, decisions in flight, learning loops. Run Pipeline is your playground — paste a submission, run specialists, watch them stream. Same data underneath.

Compliance built in

Every agent run is traced. Every decision has a memo. Appetite, NAIC (US) / FCA (UK) checks, treaty caps and concentration alerts run on every submission — not as a quarterly audit. Your audit trail writes itself.

Design partners

What underwriters say.

Cut our average decision time from 4 hours to 28 seconds. Underwriters spend their day deciding, not chasing.

Head of Underwriting
US E&S MGA · coastal property
Sample

The audit trail alone paid for the year. Every memo writes itself with sources cited.

Head of Operations
Program administrator · Florida + Texas
Sample

Command Center is the only piece of software my team opens before email.

Active Underwriter
Wholesale broker · Northeast specialty
Sample
Built for regulated environments
SOC 2 Type II
In progress
ISO 27001
In progress
GDPR-ready
Compliant
EU & US regions
Available

Questions teams ask before adopting AI underwriting

Straight answers on speed, pricing fit, governance, and integrations—then dive into platform and pricing pages for depth.

What problem does Vortic solve for underwriting teams?

Broker submissions stall when parsing, research, and memo writing happen in disconnected tools. Vortic compresses that loop: structured extraction, parallel specialists, synthesis into a cited memo, and Command Center so bind, decline, refer, and coordination happen in one system of action.

Is Vortic only for large carriers?

No. Early adopters are often US E&S MGAs, program administrators, and delegated-authority teams that need bind-speed SLAs without hiring proportional headcount. Carriers, reinsurers, and Lloyd's coverholders use Vortic for visibility into those decisions and treaty utilization.

How fast is a typical analysis run?

A full nine-agent pipeline—with parse, parallel specialists, and memo—typically finishes in tens of seconds with streaming updates. Latency varies by submission complexity and model routing; credits are pre-flight checked so you never exhaust balance mid-run.

How does pricing work?

Vortic uses pay-as-you-go credits at $0.10 each ($20 minimum top-up during early access). Each agent step consumes a known number of credits so finance can forecast usage. See the pricing page for per-agent transparency and enterprise options.

Will regulators accept AI-assisted underwriting?

Vortic is built around traceability: structured memos with citations, per-call agent traces, prompt history, and human gates at bind. Teams remain responsible for decisions—the platform reduces manual drag while preserving an audit trail.

Can we integrate our own data sources?

The data fabric includes flood, firmographics, market, and postcode signals out of the box. Enterprise deployments can extend connectors (warehouse, portal feeds, internal ratings) so agents ground answers on your approved sources—not generic web crawl.

Why not spreadsheets?

Feature
Vortic
Spreadsheet
Manual
Full analysis on every submission
Real-time portfolio impact modelling
Audit trail for every decision
SLA tracking with automated alerts
Treaty / concentration checking
CAT exposure flagging (HVHZ, FEMA, NHC)
Decision in under 30 seconds
Structured output for outwards RI

Ready to analyse every submission?

Join the MGAs and binding authorities using Vortic to move faster, miss nothing, and bind with confidence.

◑ Stay informed

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